Category: Public Policy Blog
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Tax Time is Savings Time in Mississippi
Mississippi Governor Tate Reeves signs a proclamation designating Mississippi Saves Week. Last week, Governor Reeves signed HB 597 into law, adding a second line for savings for the…
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Southern Bancorp Statement on CFPB Decision to Remove Payday Lending Rule
On July 7, the Consumer Financial Protection Bureau (CFPB) announced that it had revoked the mandatory underwriting provisions of the 2017 Payday Lending Rule. This removed the requirement…
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Economic Impact Payments: How a Digital Economic System Can Leave the Unbanked Behind
By James Owen Cutting checks to 171 million Americans is no easy logistical undertaking. It gets harder when you don’t have direct deposit information for as many as…
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Talking about Poverty: Chained CPI
Editor’s note: This is one in a series of blog posts to critically examine how poverty is defined, measured, and talked about, and how those conversations influence public policy.…
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Building Wealth and the CARES Act: Some Points to Remember
By James Owen Building wealth doesn’t happen overnight. But over the next few days, you’ll likely have to make some decisions that could help you build long-term wealth.…
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Banking the Underserved at the Speed of Trust
It’s easy to miss important parts of the Delta. At first glance, a juke joint could be mistaken for a roadside shack. A flooded field is actually the…
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America Can Save: How Southern’s Public Policy Makes Saving Easy
Southern knows a thing or two about saving. Every employee strives to be a wealth builder for everyone; each employee is a walking, talking opportunity center. At the…
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Looking South by Southwest to Map America’s Unbanked
By James Owen Editor’s note: This is the second blog in a series aimed at understanding the what, where, why, and how of unbanked and underbanked households. If…
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Talking about Poverty: Inflation Inequality
By James Owen Editor’s note: This is one in a series of blog posts to critically examine how poverty is defined, measured, and talked about, and how those conversations…
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Understanding the Underserved: Unbanked and Underbanked Households
By James Owen Southern’s mission is to be wealth builders for everyone. If you’ve spent any time following our Twitter, Facebook, reading our blog posts, or participating in…
